Revenue-based financing
Revenue-based financing and merchant cash advances are repaid from your future sales. Approval leans on revenue more than credit, so it costs more than a loan.
- Amount
- $5K to $1M
- Repayment
- Share of sales
- Time to fund
- 1 to 2 days
- Best for
- Fast access
Who usually qualifies
- Usually 6+ months in business
- Around $8K+ in monthly revenue
- Lower credit scores considered
Not sure this is the right fit?
Tell us about your business. If another option fits better, we will match you there instead.
Revenue-based financing questions
Is it a loan?
Often not technically: many are purchases of future receivables. Compare the total payback, not just the factor rate.